Early AccessNow Open

The cash flow
intelligence layer
for SMB operators.

Stop finding out about cash problems after they hit. Flowdiq gives SMB operators live visibility, a 90-day AI forecast, and proactive alerts — in 3 minutes.

10+yrs accounting
94%forecast accuracy
3 minavg setup time
JS
MR
TK
AL
Joined by 240+ operators this month
3-minute setupBank-grade encryption90-day AI forecastRead-only accessNo passwords storedSOC 2 in progress94% forecast accuracy10+ years accounting expertise3-minute setupBank-grade encryption90-day AI forecastRead-only accessNo passwords storedSOC 2 in progress94% forecast accuracy10+ years accounting expertise
How it works

Up and running in 3 minutes

01

Connect your accounts

Link your bank via Plaid and QuickBooks or Xero in under 3 minutes. Read-only. No passwords stored.

02

AI builds your cash model

Flowdiq analyses transaction patterns, receivables, payables, and recurring expenses automatically.

03

Get insights before problems hit

Live cash position, 90-day forecast, and plain-English alerts — not after the fact.

app.flowdiq.com — Cash Flow Dashboard
LIVE
Cash on Hand
$84,240
↑ +$6,400 this week
30-Day Runway
94 days
↑ On track
Next 14 Days
+$12,800
3 invoices due
90-Day Cash Flow ForecastApr — Jun 2026
today

Flowdiq insight: Payroll ($18,400) lands May 15 — 6 days before your largest receivable clears. Draw $20K on May 10 to avoid the gap. Action required in 4 days.

Trusted by operators who track every dollar

10+
Years Advisory
Behind every insight
94%
Forecast Accuracy
30-day projections
3min
Setup Time
To live cash data
$0
To Start
No card required
What Flowdiq does

Everything your accountant wishes
you could see in real time

Built on 10+ years of accounting advisory. Flowdiq surfaces what matters — before it becomes a problem.

9Core features
10+Years advisory
94%Forecast accuracy
All 9 Features
01

Live Cash Dashboard

Real-time balance from your bank and accounting system. Cash on hand, 30/60/90-day runway, inflows, burn rate — all in one view. No manual updates.

02

AI Cash Flow Forecast

30/60/90-day projections from your real transaction patterns. Updated weekly. No spreadsheets.

03

Scenario Modeling

Pessimistic, Base, and Optimistic scenarios with live sliders. See your cash range before making decisions.

04

Smart Alerts

Proactive warnings for low balance, large outflows, and payroll gaps — before they become crises.

05

AI Insights

Weekly AI narrative explaining your cash flow — what's happening, why, and what to do. Written like your financial expert explains it: plain English, no jargon.

06

13-Week Cash Grid

Scannable weekly table showing projected cash, net change, and Healthy/Monitor/Critical status for every week ahead.

07
New

Tax Liability Forecast

Quarterly IRS estimated payments overlaid on your cash view. See exactly when $12K is due and how much to set aside weekly. Built by financial experts — no competitor has this.

Q1 Apr 15$12,488
Q2 Jun 16$12,488
Reserve/wk$961
08
New

AP Scheduler

Pick a pay date for any bill. See your projected balance before and after — instantly. Cash risk badge fires if a payment drops you below the safety threshold.

Office Rent · May 1$87,500 → $84,300 ✓
Insurance · Jun 15$34,100 → $29,900 ⚠
09
New

AI Anomaly Detection

Detects pattern shifts before thresholds are breached. Flags payment slowdowns, expense spikes, and rising DSO — 2–4 weeks before they become cash crises.

Acme paying 175% slower
Marketing spend +187%
DSO: 18 → 26 days

Seamlessly integrates with

QuickBooks
xeroXero
SStripe
Plaid
10,000+ banks
From the operators

What SMB owners say

From businesses with 6–20 employees — the exact operators Flowdiq was built for.

"
4 weeks
Earlier warning

I used to find out we had a cash problem when payroll bounced. Flowdiq tells me 4 weeks before it becomes a crisis. That alone is worth every dollar.

JR
James R. · Owner
Riverside Mechanical LLC
"
90 days
Cash visibility

Our accountant recommended Flowdiq and I'm glad they did. The 90-day runway view changed how I make every hiring and spending decision. It's like having a CFO in my pocket.

MT
Maria T. · CEO
Thornwood Creative Group
"
3 hrs/wk
Time saved

The QuickBooks sync alone saves my bookkeeper 3 hours a week. But the AI insights are what got me — it caught a payment pattern I missed for two months.

DO
Derek O. · Founder
Oaklane Logistics
Thrice M Financial Consulting, LLC
Minnesota·Accounting & Advisory
10+Years Advisory
SMBFocused
100%Audit-Grade

Every forecast, alert, and insight is powered by financial expert-grade accounting logic — not generic AI guesswork.

Pricing

Start free. Scale when ready.

No contracts. No surprises. Cancel anytime.

Free
$0Early Access

1 bank account, 30-day history, and a live cash dashboard. No card required.

  • 1 bank account via Plaid
  • 30-day cash history
  • Live cash dashboard
  • Email alerts
Most Popular
Pro
$49/mo

5 bank accounts, 90-day AI forecasting, smart alerts, and QuickBooks sync.

  • 5 bank accounts
  • 90-day AI cash forecast
  • Proactive smart alerts
  • QuickBooks / Xero sync
  • AI narrative insights
  • Priority support
Growth
$99/mo

Everything in Pro plus 12-month forecasting, scenario modeling, and team access.

  • Everything in Pro
  • 12-month AI forecast
  • Scenario modeling
  • Team seats (5)
  • Custom reporting
  • Dedicated financial expert review

All plans include bank-grade encryption · SOC 2 in progress · Built by financial experts

Now in beta

Be one of the first 100 businesses

Flowdiq is in active beta. Early users get free access, direct input on features, and a locked-in rate when we launch paid plans.

🔒
Free during beta
No credit card. No commitment.
🎯
Shape the product
Your feedback directly influences what we build next.
💰
Locked-in pricing
Early users keep beta pricing when we go paid.
Join the beta — it's free →
About Flowdiq

Cash flow intelligence for businesses
that can't afford surprises.

Flowdiq is an AI-powered cash flow platform built for SMB owner-operators. Connect your accounting software in minutes and get real-time visibility, 90-day forecasts, and proactive alerts — all powered by accounting-grade logic, not generic AI guesswork.

Live Cash Position

See your real bank balance, runway, and upcoming inflows/outflows on a single dashboard — updated daily from your connected accounts.

AI-Powered Forecasting

Get 30, 60, and 90-day cash flow projections built on your actual transaction history — with scenario modeling to stress-test your business.

Proactive Alerts

Never be blindsided. Flowdiq monitors your cash daily and fires alerts when balances dip, large payments land, or anomalies appear.

Who Flowdiq is built for
  • SMB owner-operators with 1–50 employees
  • Businesses that run on QuickBooks, Xero, or a connected bank
  • Operators who want cash clarity without hiring a full-time CFO
  • Founders referred through accounting & advisory relationships
How it works
  1. 01Connect your QuickBooks, Xero, or bank account — takes under 3 minutes.
  2. 02Flowdiq syncs your transactions and builds your baseline cash model.
  3. 03AI generates a forecast, surfaces anomalies, and sends you alerts.
  4. 04Ask the AI CFO anything — runway, burn rate, seasonal patterns.
🏦Bank-level encryption
Avg. 3-min setup
🔔Daily cash monitoring
🤖Claude AI-powered insights
💡Built by financial experts
Start free · No card required

Know your cash.
Before it knows you.

Connect your bank in 3 minutes. Get your live cash position, 30-day runway, and your first AI insight — free.

Free plan available · Upgrade anytime · Cancel anytime

Getting cash flow surprises? Join the waitlist for priority onboarding:

✦ Built by Thrice M Financial Consulting, LLC · Financial Experts · Minnesota